Housing market/California/ZIP 92078
ZIP 92078 San Marcos, California
San Diego-Chula Vista-Carlsbad, CA MSA · California. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.
ZIP brief
Email this profile
HUD schedule, ACS stock, and the 90–110% band for ZIP 92078 · CA — sent to you.
ZIP 92078 · CA
ACS rent vs 2BR SAFMR
ZIP 92078 — San Marcos, CA HUD Section 8 Payment Standards / SAFMR →ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.
Housing stock
ACS 2023 units-in-structure · ZCTA 92078
- 1-unit detached10,36353.8%
- 1-unit attached2,50313.0%
- 2–4 units7624.0%
- 5–49 units1,8039.4%
- 50+ units1,5858.2%
- Mobile2,23311.6%
2–4 unit share 4.0% · 5–49 unit share 9.4% · combined 2–49 13.3%.
Units by bedrooms
Rent burden
- ACS median gross rent $2,468 (all bedrooms, occupied rentals).
- Median contract rent $2,282.
- Renters paying ≥30% of income 54.8%; ≥50% 27.5%.
- FY2027 2BR SAFMR $3,190 (1.293× ACS median gross rent).
Population
53,542 residents · ACS 2023
Change versus the 2018 ACS 5-year estimate: +9.2%.
ACS 5-year estimates lag current construction. This is not a forecast.
Assisted inventory
- LIHTC: 9 projects, 946 units.
- HUD project-based assisted MF: 1 properties, 12 assisted units.
- HCV household counts (Picture of Subsidized Households) are not on this page yet.
New apartment permits
About 7,311 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.
Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.
What the data shows
ZIP 92078 28.7% of occupied households are renters; vacancy is 4.8%; ACS median gross rent is $2,468; population increased +9.2% between the 2018 and 2023 ACS vintages; the housing stock includes 762 units in 2–4-unit structures and 1,803 units in 5–49-unit structures; 9 LIHTC projects totaling 946 units; FY2027 2BR SAFMR is $3,190 versus ACS median gross rent of $2,468. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.
California research
ZIP 92078 is a Census / HUD profile for San Diego-Chula Vista-Carlsbad, CA. Not a listing page. Brokerage is Georgia; out-of-state work is referral.
ZIP 92078 — San Marcos, CA HUD Section 8 Payment Standards / SAFMR·California ZIP directory
Nearby ZIPs in this FMR area
Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is California research. Brokerage is Georgia.
FAQ
What is the housing market like in ZIP 92078?
ZIP 92078 (San Diego-Chula Vista-Carlsbad, CA MSA) has 53,542 residents, 18,327 households, a renter share of 28.7%, median household income of $114,905, and ACS 2023 median gross rent of $2,468. Vacancy is 4.8%. These are ZCTA estimates, not a property rent roll.
How much small multifamily housing is in 92078?
ACS counts 134 units in 2-unit buildings, 628 in 3–4 unit buildings, 581 in 5–9, 508 in 10–19, and 714 in 20–49. Combined 2–49 unit stock is 2,565 units. This is occupied-and-vacant stock, not listings for sale.
What is the Section 8 rent in 92078?
The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $3,190. See the full schedule and 90–110% payment-standard band on the ZIP 92078 — San Marcos, CA HUD Section 8 Payment Standards / SAFMR.
Does this California ZIP profile include Georgia listings?
No. ZIP 92078 is Census / HUD research for San Diego-Chula Vista-Carlsbad, CA MSA. Jeff Crowe CRE does not list California property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.