Active54 days listed

109 Lakeview Circle, Cumming, GA 30040

  • 3bd
  • 3ba
  • 3,168SF
  • 1.29ac lot

Single-family homeGreenwood Acres

List price

$430,000

$136/SF list

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FMLS IDXFMLS #7831994 · Listing Provided By Keller Williams Realty Atlanta Partners · 678-255-6372 · Listing agent Tabitha Sheeter

Location

109 Lakeview Circle, Cumming GA 30040

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About this home

Location location location! Opportunity awaits at 109 Lakeview Circle! Space, character and so much potential in the heart of Cumming! This 3 bedroom, 2.5 bath ranch with a FULL unfinished basement sits on a large lot in an established NO HOA neighborhood just across from Cumming City Center. This home offers a true opportunity for its next owner to bring fresh vision and updates to make it their own. Enjoy your morning coffee from the welcoming front porch with beautiful seasonal winter views of the nearby private lake, or spend time outdoors on the expansive back deck perfect for entertaining, relaxing and enjoying a little peace and quiet. Inside, an impressive masonry fireplace creates a beautiful focal point and features a convenient built-in ash cleanout accessible from the basement. The large kitchen offers plenty of space, while a separate flex room can serve as a dining room, home office, playroom or whatever best fits your needs. An additional living area provides even more flexibility, and the third bedroom features its own attached half bath. The full unfinished basement offers access from inside the garage and another exterior door, with plenty of space for storage, a workshop, or hobbies. The oversized garage and driveway parking provide plenty of room for vehicles, guests and all the extras. With a large lot, no HOA, impeccable location, this home is ready for someone with a little vision to make it their own!

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Half baths
1
Living area
3,168 SF
Lot size
1.29 acres
Year built
1975
Levels
One
Main-level bedrooms
3
Garage spaces
2
Parking
Driveway, Garage, Garage Faces Side
Basement
Exterior Entry, Full, Unfinished, Walk-Out Access
Style
Ranch
Construction
Vinyl Siding
Roof
Metal
Flooring
Carpet, Vinyl
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Electric Oven, Electric Water Heater, Gas Cooktop
Lot
Back Yard, Front Yard
Community
Near Shopping
HOA
No
Annual tax
$3,714 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $430,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,254/mo

Principal and interest
$2,658
Property tax
$310
Home insurance
$125
Mortgage insurance
$161
Loan amount
$387,000
Cash down
$43,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Atlanta Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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