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Active95 days listed

1640 Williams Circle, Cumming, GA 30041

  • 3bd
  • 2ba
  • 1,096SF
  • 0.35ac lot

Single-family homeLake Lanier - Private Dock

List price

$800,000

$730/SF list

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FMLS IDXFMLS #7808497 · Listing Provided By Keller Williams Realty Community Partners · 678-341-7400 · Listing agent Lisa K Hartley Howell

Location

1640 Williams Circle, Cumming GA 30041

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About this home

ALWAYS deep water lot on Lake Lanier in Forsyth County. Build to your specifications on this gorgeous lot with your own private dock that checks off ALL the boxes: grass-to-water with a mow permit, a protected cove, 28X32 double slip dock with a party deck including electric and water at the dock, stunning open-water views, deep water, and breathtaking sunrises over the lake. SEWER AVAILABLE . . . rare find on the lake. Welcome to Bald Ridge Cove—one of Lake Lanier's most sought-after locations. Enjoy both privacy and convenience, just minutes from Highway 400, less than a minute from Costco, close to major shopping and dining, and only moments from Bald Ridge Marina by lake and land. Despite its unbeatable location in Forsyth County, this property feels secluded and peaceful, offering the ideal lakefront retreat. This is a rare opportunity to own one of the dream lots on Lake Lanier and in one of the most desirable locations on Lake Lanier. Enjoy the lifestyle, and make every day feel like a vacation. The current home is in disrepair giving you the opportunity to build from ground up!

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
3
Full baths
2
Living area
1,096 SF
Lot size
0.35 acres
Year built
1960
Levels
Two
Main-level bedrooms
3
Parking
Carport
Basement
Daylight, Exterior Entry, Unfinished
Style
Rustic, Traditional
Construction
Other
Roof
Other
Flooring
Other
Heating
Other
Cooling
Other
Appliances
Other
Lot
Borders US/State Park, Front Yard, Lake On Lot
Community
Boating, Fishing, Lake, Near Schools, Near Shopping, Near Trails/Greenway
HOA
No
Annual tax
$5,533 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $800,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$5,832/mo

Principal and interest
$4,946
Property tax
$461
Home insurance
$125
Mortgage insurance
$300
Loan amount
$720,000
Cash down
$80,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Community Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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