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Active21 days listed

2845 Admiral Bay Drive, Cumming, GA 30041

  • 4bd
  • 4ba
  • 4,530SF
  • 0.26ac lot

Single-family homeNorth Cove

List price

$699,900

$155/SF list

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FMLS IDXFMLS #7849977 · Listing Provided By The Rezerve, LLC · 770-299-9529 · Listing agent Leah Wheeler

Location

2845 Admiral Bay Drive, Cumming GA 30041

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About this home

UPGRADES GALORE! STUNNING, IMMACULATE, AND LIKE-NEW! Welcome to this exceptional home in the highly desirable North Cove community of Cumming, just minutes from Lake Lanier! Beautifully appointed with stylish accent walls, thoughtful upgrades, and an abundance of natural light, this home perfectly blends modern style, comfort, and versatile living spaces. The main level features three bedrooms, including a peaceful primary owner's suite, an open-concept kitchen flowing seamlessly into the main living area, and a separate office. Upstairs, discover an expansive loft offering a secondary living space, an additional bedroom, a full bath, and abundant attic storage. Need more room? Flexible expansion space provides the opportunity to add one or two additional bedrooms! The massive basement is an entertainer's dream, featuring a half bath, dedicated home gym area, and plenty of room for a pool table and home theater. With additional space to potentially finish another bedroom and full bath, the possibilities are endless! Outside, enjoy a beautifully manicured outdoor living space perfect for relaxing, entertaining, and gathering with family and friends. North Cove residents enjoy an active, welcoming community with outstanding amenities, including a clubhouse, swimming pool, pickleball and tennis courts, playground, walking trails, and a hacky sack court. Conveniently located just minutes from Lake Lanier, GA-400, top-rated Forsyth County schools, shopping, and dining, this incredible home offers the perfect combination of lifestyle, location, and flexibility. Don't miss your opportunity to make this exceptional home yours—schedule your private showing today! Ask about our potential rate buydown!

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
4,530 SF
Lot size
0.26 acres
Year built
2021
Levels
One and One Half
Main-level bedrooms
3
Garage spaces
2
Parking
Garage, Garage Door Opener, Level Driveway, On Street
Basement
Daylight, Exterior Entry, Finished, Interior Entry, Walk-Out Access
Style
Ranch
Construction
HardiPlank Type, Stone
Roof
Shingle
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Disposal, Gas Cooktop, Gas Oven, Gas Water Heater, Microwave, Range Hood, Self Cleaning Oven
Lot
Back Yard, Front Yard, Landscaped
Community
Clubhouse, Homeowners Assoc, Near Schools, Near Shopping, Near Trails/Greenway, Park, Pickleball, Playground, Pool, Sidewalks, Street Lights, Tennis Court(s)
HOA
$975 annually
Annual tax
$7,012 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $699,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$5,380/mo

Principal and interest
$4,327
Property tax
$584
Home insurance
$125
Mortgage insurance
$262
HOA dues
$81
Loan amount
$629,910
Cash down
$69,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by The Rezerve, LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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