Pending62 days listed

2920 Hearthstone Drive, Cumming, GA 30041

  • 3bd
  • 2ba
  • 2,207SF
  • 0.59ac lot

Single-family homeCobblestone

List price

$525,000

$238/SF list

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FMLS IDXFMLS #7827445 · Listing Provided By Keller Williams Realty Community Partners · 678-341-7400 · Listing agent James Chapman

Location

2920 Hearthstone Drive, Cumming GA 30041

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About this home

Beautifully maintained true ranch home featuring 3 bedrooms, 2 baths and a partially finished walk-out basement on a private .59-acre lot. Located in a desirable Swim/Tennis neighborhood of Cobblestone with low annual HOA fees and award-winning Forsyth County schools, this home is also just minutes from Lake Lanier parks, recreation areas and all the outdoor amenities the area has to offer. The brick-front exterior with hardiplank-style siding creates attractive curb appeal, while the fenced backyard offers a firepit and plenty of space for outdoor enjoyment. The main level features 10-foot ceilings, upgraded light fixtures and upgraded LVT flooring throughout most of the living areas. The updated gourmet kitchen is a standout, featuring Carrera marble countertops, stone backsplash, tall pantry storage and select Bosch stainless steel appliances. The eat-in kitchen opens to an oversized deck overlooking the private backyard, making outdoor dining and entertaining easy. A separate dining room is open to the spacious family room, while a private office with double doors provides the perfect work-from-home space. The oversized primary suite features a newly updated bath with a large dual-head shower, double vanities and a separate water closet. Two additional bedrooms and a full bath complete the main level. The partially finished walk-out basement offers excellent flexibility, with some walls already sheetrocked and built-in cabinetry in the workshop area, providing an opportunity for additional living, recreation or storage space. A separate driveway provides convenient access to the basement entrance. A side-entry two-car garage adds convenience and curb appeal. Additional features include an alarm system and thoughtful upgrades throughout.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
3
Full baths
2
Living area
2,207 SF
Lot size
0.59 acres
Year built
1997
Levels
One
Main-level bedrooms
3
Garage spaces
2
Parking
Garage
Basement
Unfinished, Walk-Out Access, Interior Entry, Daylight, Exterior Entry, Full
Style
Ranch
Construction
Brick, HardiPlank Type, Concrete
Roof
Composition
Flooring
Luxury Vinyl, Carpet
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Gas Range, Dishwasher, Gas Cooktop, Gas Oven, Range Hood, Self Cleaning Oven, Microwave, Gas Water Heater
Lot
Back Yard, Landscaped, Front Yard, Sloped, Level
Community
Homeowners Assoc, Pool, Street Lights, Tennis Court(s)
HOA
$684 annually
Annual tax
$4,231 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $525,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,977/mo

Principal and interest
$3,246
Property tax
$353
Home insurance
$125
Mortgage insurance
$197
HOA dues
$57
Loan amount
$472,500
Cash down
$52,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Realty Community Partners, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

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