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Active12 days listed

3115 Century Drive, Cumming, GA 30041

  • 1bd
  • 2ba
  • 1,102SF
  • 0.12ac lot

Single-family homeShady Shores

List price

$249,000

$226/SF list

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FMLS IDXFMLS #7854947 · Listing Provided By Virtual Properties Realty.com · 470-505-8222 · Listing agent Andreina Perez

Location

3115 Century Drive, Cumming GA 30041

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About this home

Charming, cheerful and easy to own. This sunny yellow cottage in Shady Shores puts you minutes from Lake Lanier for less than most apartments ask you to commit to. Step inside to wood-look floors and a family room built around a floor-to-ceiling stacked stone fireplace, the kind of spot where winter evenings take care of themselves. The kitchen has a wall of oak cabinets, a double sink under a window that looks out to the trees, and a laundry room right next door. Downstairs, a spacious bedroom with a ceiling fan, a full bath and its own door out to the backyard feels like a private retreat. Outside is where this home shines: a big covered pavilion with a vaulted wood ceiling, low-maintenance turf, a privacy fence, and a wide concrete driveway with room for several cars on a corner lot. A smart start, a quiet downsize, or a place to finally stop renting. Come see it.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
1
Full baths
1
Half baths
1
Living area
1,102 SF
Lot size
0.12 acres
Year built
2002
Levels
Two
Main-level bedrooms
0
Basement
Daylight, Exterior Entry, Finished, Finished Bath
Style
A-Frame
Construction
Vinyl Siding
Roof
Shingle
Flooring
Laminate
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Electric Range
Lot
Back Yard, Corner Lot
HOA
No
Annual tax
$1,876 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $249,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$1,914/mo

Principal and interest
$1,539
Property tax
$156
Home insurance
$125
Mortgage insurance
$93
Loan amount
$224,100
Cash down
$24,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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