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Active7 days listed

3235 Chimney Cove Drive, Cumming, GA 30041

  • 4bd
  • 3ba
  • 3,398SF
  • 0.75ac lot

Single-family home

List price

$1,395,000

$411/SF list

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FMLS IDXFMLS #7857107 · Listing Provided By Virtual Properties Realty.com · 770-241-1634 · Listing agent Navin Tyagi

Location

3235 Chimney Cove Drive, Cumming GA 30041

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About this home

Discover the ultimate lakeside lifestyle at this stunning 4-bedroom, 3-full-bath ranch home located on the coveted southern end of Lake Lanier. Offering rare waterfront convenience, the property features a very smooth, gradual slope making the walk down to your single-slip boat dock an absolute breeze. The dock is nestled in a serene cove with a wonderful area of sand that feels and looks like a private beach, all while opening up to a long, picturesque stretch of open lake water. Enjoy breathtaking water views and spectacular morning sun rising right from the lake side, directly out of your main deck, living room, and master bedroom. Inside, the main level features three bedrooms and two bathrooms, complemented by a stylish chef's kitchen added five years ago, a cozy living room with a newly upgraded stone-wall fireplace, and brand-new flooring throughout the entire home. The walk-out lower level provides incredible flexibility with an additional bedroom, full bath, a custom bar, and a spacious game room area. Designed for effortless living and peace of mind, this home also boasts recent upgrades including a brand-new roof, new HVAC system, new water heater, new paint inside the house, new decks and recently renovated bathrooms. Unmatched in its seamless access to the water compared to other homes around Lake Lanier, this lakeside gem is ready for you to move right in and start living your dream. **Experience the ultimate lakeside lifestyle at this stunning property located on the coveted southern end of Lake Lanier. Combining effortless convenience with breathtaking natural beauty, this home is designed for those who want to live every day like they are on vacation.**

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Living area
3,398 SF
Lot size
0.75 acres
Year built
1981
Levels
Two
Main-level bedrooms
3
Garage spaces
2
Parking
Garage, Garage Door Opener, Garage Faces Side, Kitchen Level
Basement
Daylight, Exterior Entry, Finished, Full, Interior Entry, Walk-Out Access
Style
Cottage, Ranch
Construction
Brick, Wood Siding
Roof
Shingle
Flooring
Carpet, Hardwood, Laminate
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air, Gas, Whole House Fan
Fireplaces
2
Appliances
Dishwasher, Dryer, Gas Range, Microwave, Range Hood, Refrigerator, Washer
Lot
Back Yard, Front Yard, Lake On Lot, Private, Sloped, Wooded
HOA
No
Annual tax
$11,613 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,395,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$10,240/mo

Principal and interest
$8,624
Property tax
$968
Home insurance
$125
Mortgage insurance
$523
Loan amount
$1,255,500
Cash down
$139,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Virtual Properties Realty.com, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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