Active139 days listed

3910 Two Rivers Drive, Cumming, GA 30041

  • 6bd
  • 6ba
  • 6,248SF
  • 1.89ac lot

Single-family homeChattahoochee River Club

List price

$1,050,000

$168/SF list

Ask about this home

FMLS IDXFMLS #7785690 · Listing Provided By Harry Norman Realtors · 678-461-8700 · Listing agent Thomas F Stocks

Location

3910 Two Rivers Drive, Cumming GA 30041

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About this home

"SELLER TO CONTRIBUTE UP TO $20,000 IN BUYER CLOSING COSTS!!" Fantastic Opportunity to Live in the Sought After Swim/Tennis Community of Chattahoochee River Club. This Renovated 6BR/6 Full Bath Former Model Home has a 3 Car Garage, Rocking Chair Front Porch, Finished Terrace Level, Wonderful 3rd Floor Teen Suite. Dual Rear Decks, Oversized Rear Flagstone Patio w/Chimney and Sits on a Private 1.8 Acre Lot. This Bright Open Hedgewood Home Has Every Upgrade Imaginable! Gorgeous Hardwood Floors and 10' Ceilings Throughout Main! Remodeled Chef's Kitchen w/All Stainless Steel Appliances, Dual Ovens, Separate Gas Cooktop, Farmhouse Sink, Custom White Cabinets, Island, Pendant Lighting, Breakfast Bar, Breakfast AreaGranite Countertops, Tiled Backsplash, Butler's Pantry and Walk-in Pantry w/Coffee Bar, Beverage Cooler, Sink and Ladder. Cozy Breakfast Room w/Chandelier and Tongue and Groove Pine Ceiling. Great Room w/Custom Fireplace, Coffered Ceiling and Fan. Family Room w/Custom Entertainment Cabinetry and Rear Deck Access. Separate Office w/French Doors, Transom Windows and Full Bath Could Used as a Potential 6th Bedroom! Open Large Dining Room w/Coffered Ceiling, Tongue and Groove Accents and Chandelier. Large Oversized Decks are Great for Relaxing or Entertaining! Oversized Master Suite w/Chandelier and Separate Sitting Room. Fabulous Master Spa w/Tiled Floor, Custom Dual Vanity w/Quartz Countertop, Large Soaking Tub, Separate Tiled Shower w/Seamless Glass and Large Walk-in Closet. 3 Gracious Secondary Bedrooms on Second Level w/Renovated Baths! 2nd Level Office Nook is Perfect for Study or Work. Incredible 3rd Level Teen/In-Law Suite w/Custom Shelving, Built-in Window Seating, Oversized Walk-in Closet and Renovated Full Bath! Spectacular Remodeled Basement Area w/Custom Stained Paneling, Recreation Area, Media Area, Full Bath, Custom Bar, Stone Fireplace, Updated Lighting and Premium Vinyl Flooring! This Home Has Every Appointment Imaginable w/Updated Lighting, Plantation Shutters, Remodeled Baths, Remodeled Kitchen, New Interior Paint, New Exterior Paint, New Deck Boards and Wonderful Updated Laundry w/Sink and Custom Shelving. Best School Systems Haw Creek Elementary, Lakeside Middle and South Forsyth High!

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
6
Full baths
6
Living area
6,248 SF
Lot size
1.89 acres
Year built
2001
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
3
Parking
Garage
Basement
Finished, Finished Bath, Exterior Entry, Full, Walk-Out Access
Style
Craftsman, Traditional
Construction
Cement Siding, Other
Roof
Composition
Flooring
Hardwood, Carpet, Ceramic Tile
Heating
Central
Cooling
Central Air
Fireplaces
3
Appliances
Dishwasher, Disposal, Double Oven, Gas Cooktop, Microwave, Gas Range, Gas Oven, Gas Water Heater, Refrigerator
Lot
Back Yard, Corner Lot, Front Yard, Landscaped, Private, Stream or River On Lot
Community
Clubhouse, Fishing, Homeowners Assoc, Near Public Transport, Near Schools, Near Shopping, Near Trails/Greenway, Playground, Pool, Sidewalks, Tennis Court(s), Street Lights
HOA
$1,400 annually
Annual tax
$8,413 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,050,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$7,828/mo

Principal and interest
$6,491
Property tax
$701
Home insurance
$125
Mortgage insurance
$394
HOA dues
$117
Loan amount
$945,000
Cash down
$105,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Harry Norman Realtors, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

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