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Active2 days listed

3995 Shelby Lane, Cumming, GA 30041

  • 4bd
  • 3ba
  • 2,683SF
  • 0.46ac lot

Single-family homePilgrim Landing

List price

$515,000

$192/SF list

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FMLS IDXFMLS #7860785 · Listing Provided By Mark Spain Real Estate · 770-886-9000 · Listing agent Mark Spain

Location

3995 Shelby Lane, Cumming GA 30041

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About this home

Discover the space, comfort, and charm of this inviting home tucked away on a quiet cul-de-sac in a neighborhood with a single entrance and exit. Relax on the welcoming front porch before stepping inside to a grand foyer, separate living and dining rooms with arched entryways, and wood flooring throughout the main level. The kitchen features stone countertops and a dedicated eat-in area, with an open view into the spacious great room complete with a fireplace. Natural light fills the home, creating a bright and comfortable atmosphere. Upstairs, carpeted flooring extends throughout the upper level, where generously sized secondary bedrooms offer plenty of space, including one with convenient access to its own bathroom. The oversized primary suite is a true retreat with a high tray ceiling and walk-in closet. The primary bath features dual vanities, a separate shower, and a garden tub for relaxing at the end of the day. Enjoy the combination of generous living spaces, a functional layout, and a peaceful setting in this wonderful home!

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
2
Half baths
1
Living area
2,683 SF
Lot size
0.46 acres
Year built
1998
Levels
Two
Main-level bedrooms
0
Garage spaces
2
Parking
Driveway, Garage, Garage Faces Side
Style
Traditional
Construction
Cement Siding
Roof
Composition, Shingle
Flooring
Carpet, Hardwood
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air, Electric
Fireplaces
1
Appliances
Dishwasher, Gas Range, Microwave, Refrigerator
Lot
Back Yard, Front Yard, Private
Community
Other
HOA
$375 annually
Annual tax
$4,521 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $515,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,885/mo

Principal and interest
$3,159
Property tax
$377
Home insurance
$125
Mortgage insurance
$193
HOA dues
$31
Loan amount
$463,500
Cash down
$51,500

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-29: 30-yr 7.24%, 15-yr 6.6%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Mark Spain Real Estate, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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