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Active47 days listed

4020 Raccoon Lane, Cumming, GA 30028

  • 5bd
  • 3ba
  • 3,283SF
  • 0.21ac lot

Single-family homeBurnt Bridge At Settendown

List price

$509,900

$155/SF list

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FMLS IDXFMLS #7832115 · Listing Provided By Keller Williams Rlty Consultants · 678-287-4800 · Listing agent Adam Sobel

Location

4020 Raccoon Lane, Cumming GA 30028

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About this home

A main-level guest bedroom, an oversized primary retreat, and a covered patio overlooking a fully fenced backyard make 4020 Raccoon Lane stand out in Cumming’s gated Burnt Bridge at Settendown community. Situated on a cul-de-sac lot near the neighborhood amenities, this 5-bedroom, 3-bath brick-front home offers approximately 3,283 square feet with room to gather, work from home, and spread out. A welcoming front porch opens to hardwood floors throughout the main level and a formal dining room with a tray ceiling and detailed trim. The spacious living room centers on a stacked-stone fireplace and connects to the kitchen and breakfast area, keeping everyday living comfortably connected. A large island with seating anchors the kitchen, complemented by granite countertops, abundant cabinetry, a gas cooktop, and double ovens. A bedroom and full bath on the main level provide a convenient space for overnight guests or a home office. Upstairs, the expansive primary suite offers a tray ceiling and enough space for a sitting area and dedicated workspace. The private bath includes separate vanities, a soaking tub, a separate shower, and a large walk-in closet. Three additional bedrooms, a full bath, and an upstairs laundry room complete the second floor. Enjoy morning coffee beneath the covered patio’s ceiling fan or host dinner on the adjoining uncovered patio. The fenced backyard offers space for outdoor play and gardening, with easy access from the main living area. Burnt Bridge at Settendown residents enjoy a Junior Olympic-sized community pool, tennis courts, bocce ball, a playground, and a walking trail connecting directly to Matt Community Park. Located in Forsyth County and served by Matt Elementary, Liberty Middle, and North Forsyth High, this Cumming home also puts GA 400, Sawnee Mountain Preserve, Lake Lanier, and Cumming City Center within reach.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
5
Full baths
3
Living area
3,283 SF
Lot size
0.21 acres
Year built
2016
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Attached, Garage, Garage Door Opener, Garage Faces Front, Level Driveway
Style
Traditional
Construction
Brick, Fiber Cement
Roof
Composition
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Fireplaces
1
Appliances
Dishwasher, Gas Cooktop, Microwave, Refrigerator
Lot
Back Yard, Front Yard, Landscaped
Community
Clubhouse, Gated, Homeowners Assoc, Park, Playground, Pool, Sidewalks, Street Lights, Tennis Court(s), Other
HOA
$1,350 annually
Annual tax
$4,549 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $509,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,961/mo

Principal and interest
$3,152
Property tax
$379
Home insurance
$125
Mortgage insurance
$191
HOA dues
$113
Loan amount
$458,910
Cash down
$50,990

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Rlty Consultants, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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