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Active154 days listed

4045 Merritt Drive, Cumming, GA 30041

  • 4bd
  • 5ba
  • 4,100SF
  • 0.45ac lot

Single-family homeLake Lanier-Private Dock

List price

$1,250,000

$305/SF list

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FMLS IDXFMLS #7778522 · Listing Provided By Virtual Properties Realty.com · 404-660-7410 · Listing agent Manny Casañas

Location

4045 Merritt Drive, Cumming GA 30041

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About this home

STUNNING LAKE LANIER OPPORTUNITY | UNMATCHED LUXURY VALUE UNDER $1.3M! NO HOA RESTRICTIONS!! Incredible price correction on this spectacular, move-in ready new construction masterpiece nestled in Cumming's premier lakeside corridor. Offering the perfect blend of modern architectural design and the ultimate lake lifestyle, this property features its own permitted private platform dock on Lake Lanier!Step inside to a breathtaking, light-filled open-concept floor plan designed for effortless lakeside entertaining. The chef's kitchen boasts premium finishes, top-of-the-line appliances, and a massive waterfall island that flows seamlessly into the expansive great room. High ceilings and walls of glass frame the serene wooded setting, drawing you out to a magnificent covered outdoor living porch. With 4 generously sized bedrooms and 4.5 beautifully appointed baths, the home provides ultimate comfort and privacy. The primary suite is a true sanctuary, featuring a spa-like wet room, a deep soaking tub, and a custom boutique walk-in closet. The fully finished daylight basement offers incredible versatility for a game room, lake house lounge, or a private multi-generational suite.Located just minutes from top-rated Forsyth County schools, GA-400, and premier dining, this is a rare chance to own a pristine, high-end lake asset at a fraction of the cost of surrounding new builds. Come see the incredible value for yourself before it's gone!

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
4
Half baths
1
Living area
4,100 SF
Lot size
0.45 acres
Year built
2026
Levels
Three Or More
Main-level bedrooms
0
Garage spaces
2
Parking
Attached, Driveway, Garage, Garage Faces Front
Basement
Finished, Full
Style
Contemporary, European
Construction
Brick, Other
Roof
Composition
Flooring
Ceramic Tile, Hardwood
Heating
Central
Cooling
Central Air
Fireplaces
2
Appliances
Dishwasher, Gas Range, Microwave, Range Hood, Refrigerator
Lot
Lake On Lot, Landscaped, Level, Open Lot, Private, Wooded
Community
Lake, Near Schools, Near Shopping, Near Trails/Greenway, Street Lights
HOA
No
Annual tax
$3,121 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,250,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$8,582/mo

Principal and interest
$7,728
Property tax
$260
Home insurance
$125
Mortgage insurance
$469
Loan amount
$1,125,000
Cash down
$125,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Virtual Properties Realty.com, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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