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Active141 days listed

2040 Ridge Road, Cumming, GA 30041

  • 4bd
  • 3ba
  • 3,506SF
  • 0.08ac lot

Single-family homeMyron Bagwell

List price

$1,249,000

$356/SF list

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FMLS IDXFMLS #7784526 · Listing Provided By Warrior Realty Group · 404-788-4232 · Listing agent Angela Fernandez

Location

2040 Ridge Road, Cumming GA 30041

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About this home

RARE TWO DOCKS! Motivated! First time on the market. Incredible views of lake from all levels. Experience ultimate Lake Lanier living from this sleek, modern home, completed in 2022 and ideally situated on the highly desirable south side of the lake. Located just 2 miles from GA-400 and 1 mile from the vibrant shopping and dining along Market Place Blvd, this property seamlessly blends everyday convenience with luxury resort living. Designed to maximize the scenery, the residence showcases expansive, panoramic lake views from all three levels, including a stunning upstairs living room built to capture the breathtaking backdrop. An elevator provides easy accessibility throughout the entire home. For water enthusiasts, the deep-water cove features two private docks one with a boat lift and party dock—offering plenty of dock space for all your water toys—plus a gentle, short walk down to the shoreline. You are also just around the corner from Bald Ridge and Habersham marinas for fuel, and minutes from premier waterfront dining. Inside, the spacious layout offers 3 bedrooms and a bunkroom with room to expand, 2.5 baths, custom closets, and an advanced security camera system. Premium granite countertops flow throughout the kitchen and all bathrooms, perfectly complementing the custom soft-close cabinetry. Main level with open living dining kitchen concept. The gorgeous primary suite serves as a true luxury oasis with duel head and rain head double shower, his and hers vanities, massive custom closet, expansive lake views and private balcony. The third floor features two bedrooms, a bunkroom, large full bath with double vanity and a 2nd family room with full Lake views with balcony. Partially finished daylight basement includes a two car garage, studded bathroom, large laundry/mud room, storage room and large room with lake views and easy walk out to lake and docks. Back patio comes fully wired for a hot tub. From sunrise coffee on the balcony or sunset cruises, create lasting memories with family and friends while enjoying the unmatched beauty of lake life.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
2
Half baths
1
Living area
3,506 SF
Lot size
0.08 acres
Year built
2022
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
2
Parking
Attached, Garage Door Opener, Drive Under Main Level, Driveway, Garage
Basement
Bath/Stubbed, Daylight, Driveway Access, Exterior Entry, Walk-Out Access, Unfinished
Style
Modern, Traditional
Construction
Cement Siding, Concrete
Roof
Metal
Flooring
Carpet, Sustainable
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Electric Cooktop, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Water Heater, Microwave, Refrigerator, Self Cleaning Oven
Lot
Level
Community
Lake, Near Shopping, Restaurant, Dry Dock, Boating, Marina
HOA
No
Annual tax
$7,408 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,249,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$8,932/mo

Principal and interest
$7,722
Property tax
$617
Home insurance
$125
Mortgage insurance
$468
Loan amount
$1,124,100
Cash down
$124,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Warrior Realty Group, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

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