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Active6 days listed

8645 MILLWATER LN Road, Cumming, GA 30041

  • 4bd
  • 5ba
  • 4,825SF
  • 1.34ac lot

Single-family home

List price

$1,250,000

$259/SF list

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FMLS IDXFMLS #7854846 · Listing Provided By Bold Realty Services, LLC · 404-913-8283 · Listing agent James Yildiz

Location

8645 MILLWATER LN Road, Cumming GA 30041

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About this home

Welcome to this stunning custom-built modern farmhouse, situated on approximately 1.3 acres in Cumming, GA! Offering 4,825 sq. ft. across two beautifully designed levels, this exceptional new construction home combines luxury, modern elegance, and quality craftsmanship. Step inside to soaring ceilings, a breathtaking two-story great room with an impressive 19-foot, floor-to-ceiling tiled fireplace, and an open-concept layout filled with natural light. The gourmet kitchen features custom cabinetry, quartz countertops, a spacious island, and premium KitchenAid appliances. The main-level primary suite offers a luxurious bathroom with dual vanities, a rainfall shower, and a custom walk-in closet featuring a dedicated makeup area. Beautiful tile finishes, predominantly Italian selections, enhance the bathrooms throughout the home. Additional highlights include a private office with a built-in wine rack and wine refrigerator, laundry rooms on both levels, three HVAC systems, structural steel reinforcement, 400-amp electrical service, and garage EV charging. Enjoy beautifully landscaped grounds, spacious front and backyards, and plenty of room for outdoor entertaining or a potential future pool, subject to approval. A truly exceptional modern farmhouse offering luxury, comfort, and thoughtful details throughout! Agent/Owner

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
4
Half baths
1
Living area
4,825 SF
Lot size
1.34 acres
Year built
2026
Levels
Two
Main-level bedrooms
1
Garage spaces
3
Parking
Attached, Driveway, Garage, Garage Door Opener, Garage Faces Side, Kitchen Level, Electric Vehicle Charging Station(s)
Style
Farmhouse, Modern
Construction
Brick Front, HardiPlank Type
Roof
Shingle
Flooring
Ceramic Tile, Luxury Vinyl, Tile
Heating
Central
Cooling
Central Air
Fireplaces
1
Appliances
Dishwasher, Disposal, Double Oven, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Microwave, Range Hood, Refrigerator, Self Cleaning Oven, Tankless Water Heater
Lot
Back Yard, Cleared, Corner Lot, Front Yard, Landscaped, Rectangular Lot
HOA
$500 annually
Annual tax
$1,285 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,250,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$8,471/mo

Principal and interest
$7,728
Property tax
$107
Home insurance
$125
Mortgage insurance
$469
HOA dues
$42
Loan amount
$1,125,000
Cash down
$125,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Beyond homes

Also exploring Georgia investment real estate?

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