Active98 days listed

4445 Pebble Rock Drive, Cumming, GA 30041

  • 4bd
  • 5ba
  • 4,900SF
  • 0.59ac lot

Single-family homeHickory Lakeside

List price

$1,750,000

$357/SF list

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FMLS IDXFMLS #7808395 · Listing Provided By Ashman Associates, Inc. · 770-783-1630 · Listing agent Jeremey Ashman

Location

4445 Pebble Rock Drive, Cumming GA 30041

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About this home

A rare opportunity to own in Hickory Lakeside, an exclusive gated Lake Lanier community designed for elevated lakeside living. With only 52 homesites, resort-style amenities, and an assigned boat slip included with the home, this is an exceptional offering for those seeking privacy, convenience, and access to the lake. Residents enjoy a clubhouse, pool, tennis and pickleball courts, a fire pit, golf-cart paths, and a thoughtfully planned community centered around Lake Lanier. This beautifully improved luxury home offers refined design, smart efficiency, and outstanding future potential. The sophisticated interior features wide-plank white oak flooring, 10-foot ceilings, vaulted architectural details, shaker-style doors, fresh paint, designer lighting, and custom John Shadburn cabinetry. The chef’s kitchen is designed to impress, with quartz countertops, a large island with seating, a Wolf six-burner gas cooktop, KitchenAid double ovens, warming drawer, separate ice maker, and large pantry. Every bedroom includes an en-suite bath and custom closet, while the main-level primary suite provides a private retreat with elevated finishes and direct access to the screen porch with a seasonal lake view. Enjoy effortless indoor-outdoor living from the screened sunroom with custom Sunspace Weathermaster collapsing windows and the covered grilling deck, already connected to natural gas. Set on a private .59-acre lot backing to Lake Lanier Corps of Engineers property, the home offers a peaceful wooded setting, seasonal lake views, six-zone irrigation, and room for a future custom pool. The full 2,436 sq. ft. unfinished walk-out terrace level offers substantial value and flexibility, already stubbed for a bath and supported by 400-amp electrical service. Create the space that suits your lifestyle—a media room, golf simulator, wellness retreat, guest suite, workshop, pool bar, or extended living area. A lower-level garage door provides easy storage for golf carts, lake gear, and equipment, while the main garages feature Guardian polyaspartic flooring. Additional features include Ecobee smart thermostats, Ring doorbell, tankless water heater, spray-foam attic insulation, Wi-Fi-enabled garage doors, and a Tesla Universal EV charger. Convenient to the GA 400 corridor, Atlanta, Buckhead, Avalon, Alpharetta, Halcyon, North Georgia mountains, and wineries, this Forsyth County home also offers access to highly regarded schools, favorable taxes, and excellent parks. Offered under $2 million, this is a compelling chance to enter one of Lake Lanier’s most private and amenity-rich communities. Experience Hickory Lakeside in person to fully appreciate this rare find.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
4
Half baths
1
Living area
4,900 SF
Lot size
0.59 acres
Year built
2022
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
3
Parking
Garage, Garage Door Opener
Basement
Bath/Stubbed, Daylight, Exterior Entry, Full, Interior Entry, Walk-Out Access
Style
Contemporary, Farmhouse
Construction
Brick, Cement Siding, HardiPlank Type
Roof
Composition, Shingle
Flooring
Hardwood
Heating
Central
Cooling
Ceiling Fan(s), Central Air, Electric
Fireplaces
1
Appliances
Dishwasher, Double Oven, Gas Cooktop, Gas Water Heater, Microwave, Range Hood, Refrigerator, Tankless Water Heater
Lot
Back Yard, Cul-De-Sac, Front Yard, Landscaped, Sprinklers In Front, Sprinklers In Rear
Community
Clubhouse, Community Dock, Curbs, Gated, Homeowners Assoc, Lake, Pickleball, Pool, Street Lights, Tennis Court(s)
HOA
$1,500 quarterly
Annual tax
$3,876 (2024)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $1,750,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$12,423/mo

Principal and interest
$10,819
Property tax
$323
Home insurance
$125
Mortgage insurance
$656
HOA dues
$500
Loan amount
$1,575,000
Cash down
$175,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Ashman Associates, Inc., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

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