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Active168 days listed

646 Skytop Drive Unit 150, Cumming, GA 30040

  • 3bd
  • 4ba
  • 2,004SF

TownhousePalisades

List price

$518,670

$259/SF list

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FMLS IDXFMLS #7769163 · Listing Provided By The Providence Group Realty, LLC. · 678-475-9400 · Listing agent Kobie Robinson

Location

646 Skytop Drive Unit 150, Cumming GA 30040

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About this home

$25,000 Flex Cash for Closing by End of Year! Flex Cash can be applied toward closing costs/buydowns, upgrades, or the purchase price. Elevate Your Savings at Palisades - Elevated living at Palisades gated community in Downtown Cumming! Discover The Garwood by The Providence Group. Quick Move In! Discover elevated living in this beautifully designed Energy Star Certified townhome, where timeless rustic charm meets refined modern luxury. The sought-after Garwood floor plan welcomes you with a stylish recessed foyer that opens into an expansive, light-filled living space crafted for both comfort and entertaining. The airy great room flows effortlessly into a serene sunroom — the perfect place to unwind with morning coffee, enjoy peaceful mountain views, or relax at the end of the day. Thoughtfully designed with today’s lifestyle in mind, this home features premium gas appliances and an impressive collection of energy-efficient features that enhance both comfort and convenience. Curated by our award-winning design team, the Almond Black Collection creates a sophisticated atmosphere with rich textures, inviting tones, and elevated finishes throughout the home. Every detail has been intentionally selected to deliver a luxurious yet welcoming feel. Ideally located just minutes from Cumming City Center and downtown Cumming, residents enjoy easy access to upscale dining, boutique shopping, entertainment, and outdoor recreation while still embracing the tranquility of mountain-inspired living. Whether you’re seeking a peaceful retreat or a stylish space close to everything, this exceptional home at Palisades offers the perfect balance of luxury, comfort, and convenience. The Garwood is more than a home — it’s a lifestyle. [The Garwood]

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Townhouse
Status
Active
Bedrooms
3
Full baths
3
Half baths
1
Living area
2,004 SF
Year built
2025
Levels
Three Or More
Main-level bedrooms
0
Garage spaces
2
Parking
Driveway, Garage, Garage Door Opener, Garage Faces Rear
Style
Farmhouse
Construction
Brick, HardiPlank Type, Spray Foam Insulation
Roof
Other
Flooring
Carpet, Hardwood, Luxury Vinyl, Tile
Heating
ENERGY STAR Qualified Equipment
Cooling
Ceiling Fan(s), ENERGY STAR Qualified Equipment
Appliances
Dishwasher, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Water Heater, Range Hood, Tankless Water Heater
Lot
Front Yard
Community
Gated, Playground, Pool, Street Lights
HOA
$225 monthly
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $518,670 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,140/mo

Principal and interest
$3,207
Property tax
$389
Home insurance
$125
Mortgage insurance
$195
HOA dues
$225
Loan amount
$466,803
Cash down
$51,867

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by The Providence Group Realty, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

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