Active57 days listed

975 Timber Lake Trail, Cumming, GA 30041

  • 4bd
  • 5ba
  • 3,740SF
  • 0.34ac lot

Single-family home

List price

$990,000

$265/SF list

Ask about this home

FMLS IDXFMLS #7830215 · Listing Provided By Atlanta Communities · 706-974-9856 · Listing agent Gary LaClair

Location

975 Timber Lake Trail, Cumming GA 30041

Interactive map

Loads on click

About this home

Lake Lanier Party Dock, In Law Suite Move in Ready, Completely Updated and no HOA! 4 bed/4 bath Home WITH Full In-Law Suite. Looking for a change of pace? Live life with tons of fun during warm, sun-filled days. Whatever your water sport of choice; whether it's fishing, waterskiing, snorkeling, swimming, or boating, it's all here. NO HOA-Bring your toys!! Relax to nature's spectacular, sunset cruises and stay to watch the dreamy twinkling stars come out. Constellations are easy and fun to find. You've just found the perfect lake front/view cove. This home is great for entertaining, relaxation, watersports, or just as a second home to getaway. The main home has a stepless entry that opens to the large living room and warm separate sunroom. Picture your own style against this freshly painted neutral pallet. Open Floor plan on main level includes: hardwoods, moulding, stacked-stone fireside sunken Den, Dining Room and a Kitchen with a broad statement sized stone island with breakfast bar. Fabulous stove top that would delight a chef. Walk-in pantry. Grab a favorite book and relax in the Indoor-outdoor living space as you step out onto the screened in porch boasting a vaulted ceiling with fan. There are stairs from the porch that lead right to the lake's cove and dock. Owners' suite has a view of the cove from the windows on the back of the home along with walk-in closet, large enough for king-sized furniture, and private bathroom. 3 upstairs bedrooms, split bedroom plan, with 2 full bathrooms. Immaculate and move-in ready. In-Law Suite has a 1 bed/1.5 bath, kitchen and its own living room. Private entrance near hot tub or use the interior steps with wrought iron rails, and hardwoods. Fantastic space for the very sought after multigenerational life style. It can be used as a teen suite, extra living space, guest apartment, or roommate plan. Bells and Whistles include: Judges panel, vaulted ceilings, 2 rear decks, Tray ceilings, Coffered ceilings, antique styled ceilings, wood inlay in den, chef's kitchen, built in closet/organizer, Beadboard, warming fireplace style at oversized tub in in-law suite, french doors and so much more!! Lots of parking between the 2 car side entry garage and extended parking in driveway. Minutes to marketplace Boulevard where there is a Costco, BJ's, Walmart, Outback Steakhouse, Longhorn, Provino's, Chipolte, petco, Ulta, Lowes, Ross, TJ Maxx, HomeGoods to name a few. Hwy 400 is just a few minutes away. About 50 or so miles to Hartsfield Jackson, International Airport. Leave the hectic, hustle, bustle, and chaos behind. Go on and step down the Park-like walk from the home to a 1 slip dock and 2 personal watercraft floating docks. Float on over quickly to Bald Ridge Marina and gas up, largest portion of the lake is South at Buford Dam, just minutes away. Margaritaville with its fireworks on major holidays and varies through the year. Port Royal, Pelican Petes, Pig Tails and Fish Tails are great to dock your boat and get a beverage and a bite to eat. Lake living is its own laid-back lifestyle. Come enjoy it! Fully updated for 2026. (Original build 1974/effective date 1985) **Note although the lake is low due to a drought, we are still able to take a pontoon or small boat to dock at this time.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
2
Living area
3,740 SF
Lot size
0.34 acres
Year built
1974
Levels
Two
Main-level bedrooms
0
Parking
Attached, Kitchen Level, Level Driveway
Basement
Daylight, Exterior Entry, Finished, Finished Bath, Full, Interior Entry
Style
Traditional
Construction
Frame, Stone
Roof
Shingle
Flooring
Hardwood
Heating
Central, Forced Air
Cooling
Attic Fan, Ceiling Fan(s), Central Air
Fireplaces
2
Appliances
Dishwasher, Gas Cooktop, Gas Oven, Gas Range, Gas Water Heater, Microwave, Range Hood, Refrigerator
Lot
Back Yard, Front Yard, Level
HOA
No
Annual tax
$6,835 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $990,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$7,186/mo

Principal and interest
$6,121
Property tax
$570
Home insurance
$125
Mortgage insurance
$371
Loan amount
$891,000
Cash down
$99,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

Similar homes for sale in Cumming

Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Atlanta Communities, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

Other property types for sale

Investor research and tools

Thinking about a rental or a building instead? Send Jeff a message.

FMLS IDX Logo

Listings identified with the FMLS IDX logo come from FMLS and are held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request. ©2026 First Multiple Listing Service, Inc.