Housing market/Texas/ZIP 78577

ACS 2023 · FY2027 SAFMR

ZIP 78577 Pharr, Texas

McAllen-Edinburg-Mission, TX MSA · Texas. Census housing stock, renter economics, HUD SAFMR, LIHTC, and population change. Not a listing page and not a buy/sell score.

Population
79,903
Households
23,284
Median HH income
$49,768
Renter share
41.4%
Median gross rent
$988
Vacancy
12.4%
Pop. change
+2.7%
2BR SAFMR
$1,080
SAFMR / rent
1.093×
2–49 unit stock
5,541
LIHTC proj / units
7 / 865
HUD assisted MF
1 / 40

ZIP brief

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HUD schedule, ACS stock, and the 90–110% band for ZIP 78577 · TX — sent to you.

ZIP 78577 · TX

ACS median rent$988
2BR SAFMR$1,080
90% floor$972
110% ceiling$1,188

ACS median is all-bedroom occupied rent. SAFMR is the 2-bedroom HCV benchmark.

Housing stock

ACS 2023 units-in-structure · ZCTA 78577

  • 1-unit detached15,48758.4%
  • 1-unit attached7042.7%
  • 2–4 units4,14215.6%
  • 5–49 units1,3995.3%
  • 50+ units3121.2%
  • Mobile4,47616.9%
TypeUnitsShare
1-unit detached15,48758.3%
1-unit attached7042.6%
2 units (duplex)1,5765.9%
3–4 units2,5669.7%
5–9 units8333.1%
10–19 units3651.4%
20–49 units2010.8%
50+ units3121.2%
Mobile4,47616.8%

2–4 unit share 15.6% · 5–49 unit share 5.3% · combined 2–49 20.9%.

Units by bedrooms

Studio
527
1BR
2,251
2BR
7,998
3BR
12,550
4BR
2,938
5+
304

Rent burden

Rent ≥30% of income41.5%
Rent ≥50% of income24.6%
  • ACS median gross rent $988 (all bedrooms, occupied rentals).
  • Median contract rent $768.
  • Renters paying ≥30% of income 41.5%; ≥50% 24.6%.
  • FY2027 2BR SAFMR $1,080 (1.093× ACS median gross rent).

Population

79,903 residents · ACS 2023

Change versus the 2018 ACS 5-year estimate: +2.7%.

ACS 5-year estimates lag current construction. This is not a forecast.

Assisted inventory

  • LIHTC: 7 projects, 865 units.
  • HUD project-based assisted MF: 1 properties, 40 assisted units.
  • HCV household counts (Picture of Subsidized Households) are not on this page yet.

New apartment permits

About 570 new apartments in 5+ unit buildings may have been permitted in this ZIP’s share of the county. That is units (doors), not a building count.

Cities and counties report building permits to the Census. Apartment counts are for the whole county, not a project list in this ZIP.

What the data shows

ZIP 78577 41.4% of occupied households are renters; vacancy is 12.4%; ACS median gross rent is $988; population increased +2.7% between the 2018 and 2023 ACS vintages; the housing stock includes 4,142 units in 2–4-unit structures and 1,399 units in 5–49-unit structures; 7 LIHTC projects totaling 865 units; FY2027 2BR SAFMR is $1,080 versus ACS median gross rent of $988. These figures describe the underlying housing market, not the cash flow of any one property. Asking rents, expenses, condition, taxes, insurance, and the rent roll have to be underwritten separately.

Texas research

ZIP 78577 is a Census / HUD profile for McAllen-Edinburg-Mission, TX. Not a listing page. Brokerage is Georgia; out-of-state work is referral.

Nearby ZIPs in this FMR area

Census ZIP areas approximate mail ZIPs. Sources: Census ACS 5-year 2023, HUD FY2027 Small Area FMR, HUD LIHTC and assisted multifamily lists, Census building permits (county). This page is Texas research. Brokerage is Georgia.

FAQ

What is the housing market like in ZIP 78577?

ZIP 78577 (McAllen-Edinburg-Mission, TX MSA) has 79,903 residents, 23,284 households, a renter share of 41.4%, median household income of $49,768, and ACS 2023 median gross rent of $988. Vacancy is 12.4%. These are ZCTA estimates, not a property rent roll.

How much small multifamily housing is in 78577?

ACS counts 1,576 units in 2-unit buildings, 2,566 in 3–4 unit buildings, 833 in 5–9, 365 in 10–19, and 201 in 20–49. Combined 2–49 unit stock is 5,541 units. This is occupied-and-vacant stock, not listings for sale.

What is the Section 8 rent in 78577?

The Housing Choice Voucher benchmark is the FY2027 Small Area FMR. 2-bedroom SAFMR is $1,080. See the full schedule and 90–110% payment-standard band on the ZIP 78577 — Pharr, TX HUD Section 8 Payment Standards / SAFMR.

Does this Texas ZIP profile include Georgia listings?

No. ZIP 78577 is Census / HUD research for McAllen-Edinburg-Mission, TX MSA. Jeff Crowe CRE does not list Texas property. Licensed brokerage is Georgia. If you use this stock table and then buy in Georgia, live FMLS Residential Income is on multifamily for sale in Georgia.