Habersham County housing stock & renter economics

Habersham County apartment-building and small-multifamily investors concentrate in ZIPs where HUD Fair Market Rents sit above or beside ACS median gross rent. The table below is ZCTA housing stock and voucher benchmarks for commercial residential income underwriting, linked to each ZIP housing profile. Live FMLS set on this page: 1 buildings.

6 ZCTAs · 6 with ACS. Medians across ACS ZIPs; totals for stock. Not a listing feed.

Population: 51,929
Households: 17,998
Housing units: 21,293
2-unit stock: 296
3–4 unit stock: 487
2–4 unit stock: 783
5–49 unit stock: 666
50+ unit stock: 114
Median renter share: 26.9%
ACS median rent: $942
Contract rent: $735
1BR SAFMR: $1,015
2BR SAFMR: $1,150
3BR SAFMR: $1,495
SAFMR / ACS rent: 1.15×
Vacancy (ACS): 9.8%
Pop Δ 2018–2023: +2.6%
Median HH income: $66,092
Rent burden ≥30%: 38.9%
Rent burden ≥50%: 13.9%
LIHTC projects / units: 6 / 526
HUD assisted MF: 1 / 154
Alloc. 5+ permits: 151

Habersham County: median renter share 26.9%; ACS median gross rent $942; FY2027 2BR SAFMR $1,150; 2BR SAFMR is 1.15× ACS median gross rent; 296 units in 2-unit structures, 487 in 3–4-unit structures, and 666 in 5–49-unit structures; population up +2.6% between ACS 2018 and 2023; 6 LIHTC projects (526 units); 151 allocated 5+ unit permits (county BPS × ZCTA share). Census / HUD stock — not a rent roll and not a buy/sell score.

ZIPPlaceRentersMed. rent2BR SAFMR2–49 unitsPop Δ

30531Habersham County, GA34.0%$951$1,370625+2.1%30523White County, GA16.1%$933$1,060300+12.7%30535Habersham County, GA29.6%$1,041$1,090271+17.8%30511Stephens County, GA24.2%$1,031$1,210189-13.3%30563Stephens County, GA18.5%$892$1,00044+3.1%30510Habersham County, GA29.6%$630$1,37020-3.4%

Georgia ZIP housing directory·All Georgia ZCTAs·SAFMR directory·Voucher Spread™

ZCTA ≈ USPS ZIP. ACS 5-year 2023 lags construction. Units-in-structure is Census standing stock (2-unit vs 3–4 vs 5–49 vs 50+), not the live FMLS card. SAFMR is a bedroom-specific HUD voucher benchmark, not asking rent. LIHTC / assisted-MF are inventory of record and belong on apartment pages. 5+ permits are county BPS 2025 allocated by ZCTA housing-unit share. Brokerage is Georgia-only.

1 Multifamily Investment Properties for Sale in Habersham County

As of today, 1 active small multifamily listings in Habersham County · median $124,950/door. Habersham County is a Northeast Georgia market with limited multifamily inventory. Properties that appear are usually small residential multi-unit buildings.

All Georgia multifamily →Georgia multifamily market report →