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Active2 days listed

2645 Shelter Cove Way, Cumming, GA 30041

  • 4bd
  • 4ba
  • 2,600SF
  • 0.2ac lot

Single-family homeNorth Cove

List price

$600,000

$231/SF list

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FMLS IDXFMLS #7861356 · Listing Provided By Keller Williams Rlty, First Atlanta · 404-531-5700 · Listing agent Lihai Zhang

Location

2645 Shelter Cove Way, Cumming GA 30041

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About this home

Beautifully maintained and move-in ready, this 2021-built home offers approximately 2,600 square feet, 4 bedrooms, and 3.5 bathrooms, with a sought-after master bedroom on the main level. The bright, open-concept main floor connects the kitchen, dining area, and spacious family room. The kitchen features a large island, quartz countertops, stainless steel appliances, and a classic subway tile backsplash. The main-level primary suite offers a tray ceiling and an ensuite bath with dual vanities, a separate shower and tub, and a walk-in closet. Upstairs, an expansive loft provides flexible space for a second living area, home office, or playroom, complemented by three additional bedrooms and two full bathrooms. Outside, enjoy a covered patio and a generously sized, fully fenced backyard, ideal for relaxing or entertaining. Conveniently located near GA-400 and Lake Lanier’s beaches, parks, and recreation, this home combines comfortable everyday living with easy access to outdoor adventures. A rare opportunity for the Hartwell floor plan in North Cove!NO rental cap at this community,investor friendly. Listing team offers service in English, Spanish, Russian, and Chinese.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
2,600 SF
Lot size
0.2 acres
Year built
2021
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Attached, Garage, Garage Faces Front, Kitchen Level, Level Driveway
Style
Traditional
Construction
Brick Front, Fiber Cement, HardiPlank Type
Roof
Composition
Flooring
Carpet, Wood
Heating
Central, Natural Gas
Cooling
Central Air, Electric
Appliances
Dishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer
Lot
Back Yard, Cleared, Level
Community
Clubhouse, Homeowners Assoc, Near Schools, Near Shopping, Near Trails/Greenway, Playground, Pool, Sidewalks, Street Lights
HOA
$1,050 annually
Annual tax
$5,467 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $600,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,574/mo

Principal and interest
$3,680
Property tax
$456
Home insurance
$125
Mortgage insurance
$225
HOA dues
$88
Loan amount
$540,000
Cash down
$60,000

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-29: 30-yr 7.24%, 15-yr 6.6%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Keller Williams Rlty, First Atlanta, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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