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Active64 days listed

3645 Coldwater Court, Cumming, GA 30041

  • 4bd
  • 3ba
  • 3,118SF
  • 0.65ac lot

Single-family homeChattahoochee River Club

List price

$844,900

$271/SF list

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FMLS IDXFMLS #7826377 · Listing Provided By Century 21 Results · 770-889-6090 · Listing agent Kim Schmal

Location

3645 Coldwater Court, Cumming GA 30041

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About this home

New Listing! Priced more than $100K below 2026 appraised value! Your chance to have instant equity of over $100,000 in a newer/beautiful, custom build home. Nestled within the prestigious Chattahoochee River Club, this amazing home offers a great opportunity to own a less than 2 year old home on a quiet cul-de-sac .65 acre lot. This amazing UPGRADED home offers custom details throughout - where no detail has been overlooked. The wide-open main floor includes an office (or could be a bedroom), extra large/upgraded kitchen, dining area, screened in porch, and grilling area. An entertainer's dream, the chef kitchen includes a large island, quartz countertops, upgraded stainless steel appliances and stunning backsplash. Gorgeous hardwood floors are throughout the house (except the upstairs bedrooms) where you will find plush - upgraded carpet. Floor to ceiling stone fireplace in the family room, along with a cozy fireplace on the screened in back porch provide the ultimate serene retreat. Upstairs includes 3 large bedrooms (including the luxurious primary suite), 2 full baths (all quartz), and a multi-purpose flex room. The upgraded primary bath and closet (with added custom closet system) offer the best in luxury and refinement. The expansive - completely fenced in backyard has plenty of room to enjoy - including room for a pool. The unfinished basement is ready for someone to make it their own - offering endless possibilities! Upgraded epoxy floors turn your garage into an extension of the house. The whole house is wired for surround sound and offers 2 back decks (one off the main and the other off the basement). This amazing community borders the Chattahoochee National Forest and the Chattahoochee River - offering miles of hiking/walking trails for residents. Residents also get to enjoy tennis and pickle ball courts, playground, equestrian trails, two swimming pools, a clubhouse, private fitness center, basketball, and baseball field. Truly a luxury property nestled in nature, but surrounded with convenience. Walking distance to award winning Haw Creek elementary and Lakeside Middle Schools. Beautiful sunrise in the front and sunset in the back - the house is facing East.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Living area
3,118 SF
Lot size
0.65 acres
Year built
2024
Levels
Three Or More
Main-level bedrooms
1
Garage spaces
2
Parking
Garage, Garage Faces Front, Kitchen Level, Level Driveway
Basement
Bath/Stubbed, Daylight, Exterior Entry, Full, Unfinished
Style
Craftsman
Construction
Brick Front, Cement Siding
Roof
Composition
Flooring
Carpet, Ceramic Tile, Hardwood
Heating
Natural Gas
Cooling
Ceiling Fan(s), Central Air, Zoned
Fireplaces
2
Appliances
Dishwasher, Dryer, Gas Range, Microwave, Range Hood, Refrigerator, Self Cleaning Oven, Tankless Water Heater, Washer
Lot
Back Yard, Cul-De-Sac, Front Yard, Landscaped
Community
Clubhouse, Fitness Center, Homeowners Assoc, Near Schools, Near Shopping, Near Trails/Greenway, Park, Pickleball, Pool, Street Lights, Swim Team, Tennis Court(s)
HOA
$1,400 annually
Annual tax
$7,125 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $844,900 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$6,376/mo

Principal and interest
$5,223
Property tax
$594
Home insurance
$125
Mortgage insurance
$317
HOA dues
$117
Loan amount
$760,410
Cash down
$84,490

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Century 21 Results, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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