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Active50 days listed

5545 Ernst Lane, Cumming, GA 30041

  • 4bd
  • 4ba
  • 2,199SF

Single-family homeHemingway

List price

$564,990

$257/SF list

Ask about this home

FMLS IDXFMLS #7833785 · Listing Provided By Meritage Homes Of Georgia Realty, LLC · contact.atlanta@meritagehomes.com · Listing agent Shanna Cooke

Location

5545 Ernst Lane, Cumming GA 30041

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About this home

Brand new, energy-efficient home available by Oct 2026! Prep dinner at the kitchen island while catching up with guests in the open-concept living area. Upstairs, the loft makes an ideal media room. Across the hall, a spacious walk-in closet and dual-sink ensuite bath complement the primary suite. Located in Cumming, GA, experience the best of both worlds at Hemingway, where small-town charm meets resort-style living. Dive into the refreshing waters at the community pool, challenge friends to a match at the tennis or pickleball courts, or hosts gatherings at the clubhouse. Hemingway offers easy access to nearby attractions such as the Cumming City Center, Lake Lanier, and the Collection at Forsyth for shopping and dining. Each of our homes is built with innovative, energy-efficient features designed to help you enjoy more savings, better health, real comfort and peace of mind.

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Half baths
1
Living area
2,199 SF
Year built
2026
Levels
Two
Main-level bedrooms
0
Garage spaces
2
Parking
Attached, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level
Basement
Finished
Style
Craftsman
Construction
Brick Front, Cement Siding
Roof
Composition, Shingle
Flooring
Carpet, Vinyl
Heating
Central, Zoned
Cooling
Central Air, Zoned
Fireplaces
1
Appliances
Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
Lot
Other
Community
Clubhouse, Homeowners Assoc, Pickleball, Playground, Pool, Sidewalks, Street Lights, Tennis Court(s)
HOA
$1,560 annually
Annual tax
$1 (2026)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $564,990 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$3,960/mo

Principal and interest
$3,493
Property tax
$0
Home insurance
$125
Mortgage insurance
$212
HOA dues
$130
Loan amount
$508,491
Cash down
$56,499

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Meritage Homes Of Georgia Realty, LLC, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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