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Pending62 days listed

604 Silva Street, Cumming, GA 30040

  • 3bd
  • 3ba
  • 2,437SF
  • 0.11ac lot

Single-family homePalisades

List price

$589,000

$242/SF list

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FMLS IDXFMLS #7826477 · Listing Provided By Point Honors and Associates, Realtors · 678-869-5130 · Listing agent Jenny Hyun

Location

604 Silva Street, Cumming GA 30040

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About this home

STOP SCROLLING—THIS IS THE ONE! A NEVER-LIVED-IN FORMER MODEL HOME offering the look, feel, and finishes of a luxury designer home—without the wait! Soaring 10-FT CEILINGS, impressive 8-FT DOORS, HARDWOOD FLOORS THROUGHOUT, premium BOSCH appliances, custom designer finishes, and breathtaking MOUNTAIN & SUNSET VIEWS set this home apart from the moment you walk in. Offered as a resale with TRANSFERABLE BUILDER WARRANTY COVERAGE for added peace of mind. Located in the gated Palisades community in Cumming, this exceptional home was professionally designed and showcased as the community's model. NO CARPET ANYWHERE! Designer paint colors, dramatic accent walls, upgraded trim, statement lighting, distinctive tile selections, black accents, and sophisticated brushed-gold finishes create a polished, cohesive look throughout. The SHOW-STOPPING GOURMET KITCHEN features a premium Bosch appliance package, including a built-in Bosch coffee machine, Bosch freestanding range with oven, and custom-insert Bosch ventilation hood. Beautiful cabinetry with upper-cabinet lighting adds an elegant touch, while a convenient office/flex workspace and pantry provide additional functionality and organization. Even the main-level powder room feels like a boutique hotel, featuring a dramatic floor-to-ceiling designer tile accent wall, sleek vanity, modern mirror, and statement sconces. The spacious PRIMARY SUITE is a private retreat with a tray ceiling, designer accent wall, and statement chandelier. The luxurious primary bath features dual vanities, floor-to-ceiling designer tile, upgraded fixtures, and an extra-long oversized walk-in shower with multiple shower fixtures and a ceiling-mounted rain shower. The adjoining custom walk-in closet is beautifully finished with extensive built-in shelving, drawers, and hanging space. Secondary bedrooms and bathrooms continue the upscale aesthetic with hardwood flooring, distinctive tile, upgraded vanities, modern fixtures, and stylish lighting. Even the laundry room features custom cabinetry, a utility sink, designer tile flooring, and WASHER & DRYER INCLUDED. Step outside to one of the home's most memorable features—the COVERED REAR PORCH with beautiful brick flooring, a built-in bench, and spectacular MOUNTAIN & SUNSET VIEWS. Enjoy morning coffee overlooking the scenery, entertain outdoors, or unwind in the evening while watching the sunset. And the LOCATION is hard to beat! Enjoy desirable Forsyth County schools, with Forsyth Alliance Academy for Innovation only about 5 minutes away. Shopping, dining, recreation, and Cumming City Center are all nearby, offering restaurants, entertainment, shopping, and community events. GA-400 Exit 15 is approximately 5 minutes away, providing easy access for commuting and everyday convenience. Palisades offers gated community living and a neighborhood swimming pool. THIS IS NOT YOUR TYPICAL RESALE—OR YOUR TYPICAL NEW CONSTRUCTION. The luxury finishes are already in place, premium appliances are included, the custom closet is complete, and the incredible views are yours to enjoy. Why wait to build and spend more adding upgrades after closing? NEVER LIVED IN. FORMER MODEL HOME. TRANSFERABLE BUILDER WARRANTY. INCREDIBLE VIEWS. PRIME LOCATION. Come see it before someone else calls it HOME!

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Pending
Bedrooms
3
Full baths
2
Half baths
1
Living area
2,437 SF
Lot size
0.11 acres
Year built
2026
Levels
Two
Main-level bedrooms
0
Garage spaces
2
Parking
Attached, Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level, Level Driveway
Style
Craftsman, Farmhouse, Traditional
Construction
HardiPlank Type
Roof
Composition, Shingle
Flooring
Hardwood, Tile
Heating
ENERGY STAR Qualified Equipment, Forced Air, Natural Gas, Zoned
Cooling
Electric, Zoned
Fireplaces
1
Appliances
Dishwasher, Disposal, Dryer, ENERGY STAR Qualified Appliances, ENERGY STAR Qualified Water Heater, Gas Oven, Gas Range, Microwave, Range Hood, Refrigerator, Tankless Water Heater, Washer
Lot
Landscaped, Level
Community
Gated, Homeowners Assoc, Near Schools, Near Shopping, Near Trails/Greenway, Pool, Sidewalks
HOA
$200 monthly
Annual tax
$1,618 (2025)
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $589,000 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,322/mo

Principal and interest
$3,641
Property tax
$135
Home insurance
$125
Mortgage insurance
$221
HOA dues
$200
Loan amount
$530,100
Cash down
$58,900

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses the annual tax amount in the listing; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by Point Honors and Associates, Realtors, so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Pending) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

Jeff Crowe is a local, full-service agent with CENTURY 21 The Avenues who also works with buyers and sellers of apartment buildings, churches, commercial property and land across Georgia. The pages below are other property types and investor research, separate from this home listing.

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