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Active110 days listed

620 Silva Street, Cumming, GA 30040

  • 4bd
  • 3ba
  • 2,453SF
  • 0.09ac lot

Single-family homePalisades

List price

$636,745

$260/SF list

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FMLS IDXFMLS #7802093 · Listing Provided By The Providence Group Realty, LLC. · 678-475-9400 · Listing agent Sarah Keel

Location

620 Silva Street, Cumming GA 30040

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About this home

Discover the The Carter by The Providence Group! Under Construction with Estimated Completion of November/December! Experience the perfect blend of sophisticated design and effortless living in The Carter, Elevation D, a thoughtfully crafted two-story residence offering 4 bedrooms, 3 full baths, and 2,453 square feet of beautifully appointed living space. Welcomed by soaring 10-foot ceilings and an expansive open-concept layout designed for both everyday comfort and elegant entertaining. The heart of the home showcases a stunning family room centered around a floor-to-ceiling fireplace surround for a warm gathering space. The designer kitchen is sure to impress with a 36-inch GE Profile gas cooktop, soft-close linen perimeter cabinetry, a striking almond-painted accent island, and elevated finishes including gold-toned hardware and plumbing fixtures. Seamlessly connected living and dining spaces extend to the upgraded covered rear porch, offering peaceful views of the private, HOA-maintained backyard—perfect for enjoying outdoor living without the upkeep. A highly desirable main-level guest suite with a full bath provides flexibility for visitors, multi-generational living, or a private home office. Upstairs, a gracefully wrapped staircase leads to a luxurious owner's retreat featuring an elegant tray ceiling and a spa-inspired bath designed for relaxation. Two additional secondary bedrooms share the upper level, along with a versatile media room ideal for movie nights, a playroom, home office, or flex space to suit your lifestyle. Located just 1.5 miles from GA-400 and moments from the Cumming City Center and Lake Lanier, this home offers both convenience and tranquility in a beautiful mountain-view setting. [The Carter]

How this list price compares in Cumming

Figures are list prices from current FMLS IDX inventory (Active, Active Under Contract and Pending), not sales prices or appraisals.

Home facts

Property type
Single-family home
Status
Active
Bedrooms
4
Full baths
3
Living area
2,453 SF
Lot size
0.09 acres
Year built
2026
Levels
Two
Main-level bedrooms
1
Garage spaces
2
Parking
Driveway, Garage, Garage Door Opener, Garage Faces Front, Kitchen Level
Style
Farmhouse
Construction
Cement Siding, HardiPlank Type
Roof
Composition, Shingle
Flooring
Carpet, Ceramic Tile, Hardwood, Laminate
Heating
Central, ENERGY STAR Qualified Equipment, Heat Pump, Zoned
Cooling
Ceiling Fan(s), Central Air, Zoned
Fireplaces
1
Appliances
Dishwasher, Disposal, ENERGY STAR Qualified Water Heater, Gas Oven, Gas Range, Gas Water Heater, Microwave, Range Hood, Tankless Water Heater
Lot
Back Yard, Front Yard, Landscaped, Sprinklers In Front, Sprinklers In Rear
Community
Curbs, Gated, Homeowners Assoc, Near Schools, Near Shopping, Near Trails/Greenway, Park, Playground, Pool, Sidewalks, Street Lights
HOA
$200 monthly
County
Forsyth

Assigned schools

As reported in the listing. Verify with the school district.

Payment estimate

Estimate the monthly payment

Prefilled with the list price of $636,745 and this week's average rate. Change anything to see your number.

Loan type
Estimated monthly payment

$4,978/mo

Principal and interest
$3,937
Property tax
$478
Home insurance
$125
Mortgage insurance
$239
HOA dues
$200
Loan amount
$573,071
Cash down
$63,675

This is an estimate only. Not a lender, not a loan offer and not a rate quote. Rates: Freddie Mac PMMS weekly average for 2026-10-22: 30-yr 7.32%, 15-yr 6.68%. Tax uses about 0.9% of price per year; insurance assumes $1,500 a year. Conventional adds 0.5% a year mortgage insurance under 20% down; FHA uses 3.5% minimum down, a 1.75% upfront premium financed and 0.55% a year MIP; VA adds a 2.15% funding fee financed under 5% down and no monthly MI. Talk to a licensed lender for a real quote.

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Questions about this home

How do I schedule a showing of this home?

Use the "Ask about this home" form on this page and include the days and times that work for you. Jeff Crowe will follow up to set up a showing.

How do I get more information about this listing?

Send your question through the form on this page. Listing details come from FMLS and are provided by The Providence Group Realty, LLC., so confirm them before making an offer.

Is this home still available?

This page shows the status reported in FMLS (Active) as of the last update. Status can change quickly, so ask through the form to confirm before you tour.

How is the monthly payment estimate calculated?

It uses the list price, an average mortgage rate, the tax amount in the listing (or an estimated tax rate when none is given), estimated insurance and any HOA dues in the listing. It is an estimate only, not a loan offer. Talk to a licensed lender for a real quote.

Where can I see similar homes for sale in Cumming?

See the similar homes section on this page, or browse all homes for sale in Cumming, GA.

Beyond homes

Also exploring Georgia investment real estate?

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